- What it means
- The IRS is holding your refund and needs Form 1095-A and Form 8962 to verify the premium tax credit you claimed.
- Respond within
- 30 days from the date on the notice
- What to send
- Form 1095-A, Form 8962, and any other documents listed, with the notice stub.
- Write it
- Document cover letter
- When to get help
- If you had marketplace coverage but never received a 1095-A, get it from the marketplace before responding.
What the letter says
The premium tax credit reconciles marketplace subsidies against your actual income. The IRS needs the forms that show the reconciliation.
What to send
Form 1095-A from the marketplace, Form 8962 completed from it, and anything else listed. Copies, stub on top, cover letter.
What to gather
- The notice
- Form 1095-A
- Form 8962
- Your return
Write back
The Document cover letter tool builds the response in the order the IRS reads it. Fill it in, review it, print it, and send it with copies of the documents above and the notice stub on top.
Before you send anything
This is general information, not tax advice. Situations differ. Check with your tax advisor before you send anything. Nothing on this page creates a client relationship.